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Website Terms

Last updated: [19/01/2025]

These terms govern use of the CheckMyRates website. By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, you must not use the website.

1. About us

This website is operated by CheckMyRates (“we”, “us”, “our”).

Registered details:
Payless Business Group Ltd (09367818)
info@checkmyrates.co.uk

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2. Scope of these terms

These Terms & Conditions apply only to your use of this website.

They do not govern:

  • the provision of cost review services,

  • review fees,

  • execution of work,

  • success fees,

  • or any commercial engagement.

Those matters are governed by separate terms, which are presented and agreed when you initiate a review or upload information.

Use of this website alone does not create a client relationship.

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3. Permitted use of the website

You may use this website only for lawful purposes, including:

  • viewing information about our services,

  • contacting us,

  • initiating a review,

  • uploading information for review (subject to acceptance of applicable terms at that stage).

You must not:

  • misuse the website or introduce viruses or harmful material;

  • attempt unauthorised access to systems or data;

  • use the website in a way that disrupts availability or security;

  • submit information you are not authorised to share.

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4. Information on the website

Information on this website is provided for general information purposes only.

While we take reasonable care to keep content accurate and up to date:

  • we do not guarantee completeness, accuracy, or suitability for your specific circumstances;

  • content does not constitute professional, legal, or financial advice;

  • reliance on website content is at your own risk.

Any decision to proceed with a review should be based on the formal terms and information presented during the review initiation process, not website content alone.

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5. No guarantee of outcomes

Nothing on this website constitutes:

  • a guarantee of savings,

  • a promise of financial benefit,

  • or an assurance that issues will be identified.

Savings or recoveries may occur only where errors or inefficiencies are identified, validated, and upheld. Outcomes depend on facts, evidence, and third-party decisions.

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6. Uploading information

Where the website allows you to upload documents or information, you confirm that:

  • you are authorised to provide the information;

  • you have the right to share it with us;

  • it does not infringe the rights of any third party;

  • it is accurate to the best of your knowledge.

You are responsible for the content you submit.

We may decline to process information that is incomplete, inappropriate, or outside scope.

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7. Website availability

We aim to keep the website available but do not guarantee uninterrupted access.

We may:

  • suspend, withdraw, or restrict access for operational, security, or legal reasons;

  • update or change content without notice.

We are not liable for temporary unavailability of the website.

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8. Intellectual property

All content on this website (including text, structure, layout, branding, and graphics) is owned by or licensed to CheckMyRates.

You may:

  • view and print content for personal or internal business use.

You must not:

  • copy, reproduce, distribute, or exploit content for commercial purposes without written permission;

  • create derivative works based on website content.

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9. Links to third-party websites

This website may contain links to third-party websites.

We:

  • do not control those websites,

  • are not responsible for their content or availability,

  • do not endorse them.

Use of third-party websites is at your own risk and subject to their terms.

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10. Limitation of liability

To the fullest extent permitted by law:

  • we exclude all warranties relating to website content and availability;

  • we are not liable for loss or damage arising from use of, or reliance on, this website.

This includes (without limitation):

  • loss of profits,

  • loss of business,

  • loss of data,

  • indirect or consequential loss.

Nothing in these terms excludes liability for:

  • death or personal injury caused by negligence,

  • fraud or fraudulent misrepresentation,

  • any liability that cannot legally be excluded.

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11. Data protection

Use of the website is also governed by our Privacy Policy, which explains how we collect and process personal data.

Uploading information or contacting us does not override your data protection rights.

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12. Viruses and security

We take reasonable steps to protect the website, but we do not guarantee it will be secure or free from bugs or viruses.

You are responsible for:

  • using appropriate security measures on your own devices,

  • ensuring uploaded files are safe and appropriate.

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13. Changes to these terms

We may update these Terms & Conditions from time to time.

Updated terms will be posted on this page with a revised “Last updated” date. Continued use of the website constitutes acceptance of the updated terms.

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14. Governing law and jurisdiction

These Terms & Conditions are governed by English law.

The courts of England and Wales have exclusive jurisdiction over any disputes arising from use of this website.

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15. Contact

If you have questions about these Terms & Conditions, contact:

Email: Info@checkmyrates.uk

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See if we can help you and your business today

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